General Warning
This site is provided by Mercer (Australia) Pty Ltd ABN 32 005 315 917 as a corporate authorised representative #260851 of Mercer Investment Nominees Limited ABN 79 004 717 533 AFS Licence #235906 (refer to our Financial Services Guide). Any general financial product advice the site contains has been prepared without taking into account the objectives, financial situation or needs of any person. Before acting on such advice you should assess whether it is appropriate in light of the relevant person's individual objectives, financial situation and needs. You should examine a current PDS for any product under consideration prior to making any decision or recommendation. If you use any of our general financial product advice in a communication to a client, and attribute it to us, you must make available to the client a copy of our Financial Services Guide.